Life Insurance Lawyers Near Me

Life Insurance Lawyers Near Me | Law Offices of Jason Turchin

When dealing with a life insurance claim, beneficiaries expect the process to be straightforward. However, many beneficiaries encounter unexpected hurdles, including claim denials, delays, or disputes over the validity of the policy. If you are searching for life insurance lawyers near me to help you resolve a life insurance dispute, the Law Offices of Jason Turchin is ready to assist. Our experienced attorneys can help you navigate the claims process, fight for denied benefits, and represent you in disputes that may arise.

We understand how challenging it can be to deal with these matters during a time of grief, and we are dedicated to providing compassionate legal representation to ensure you receive the benefits you deserve. Contact us today at 800-337-7755 for a free consultation, or use our live chat feature. You won’t pay any fees or costs unless we win or settle your case.

Why You Need a Life Insurance Lawyer

Life insurance claims can sometimes be complex, and many beneficiaries face unexpected obstacles when trying to collect the benefits they are owed. Hiring an experienced life insurance lawyer can help you resolve these issues efficiently. Common reasons why beneficiaries may need a life insurance lawyer include:

1. Claim Denials

Insurance companies may deny life insurance claims for various reasons, such as alleged material misrepresentation on the application, a policy lapse due to non-payment, or exclusions within the policy. If your claim has been denied, a life insurance lawyer can review the denial, gather evidence, and file an appeal to fight for the benefits.

2. Delayed Payments

New York and Florida state laws, among others, require insurance companies to pay claims within a reasonable period. If your claim is being delayed without explanation, you may need legal assistance to speed up the process and demand payment.

3. Beneficiary Disputes

Disputes over beneficiary designations, including last-minute changes or multiple claimants, can complicate the claims process. In these cases, a life insurance lawyer can represent you in court to protect your rights as a rightful beneficiary.

Common Reasons for Denied Life Insurance Claims

Life insurance companies may deny claims for several reasons, some of which are legitimate, while others may be the result of an insurance company acting in bad faith. Common reasons for claim denials include:

• Material Misrepresentation: The insurance company may argue that the policyholder misrepresented their health, age, or lifestyle on the application. If the misrepresentation had no bearing on the cause of death, the denial may be unjustified.
• Policy Lapse: A lapse occurs when the policyholder fails to pay premiums, causing the policy to terminate. However, many policies include grace periods that allow beneficiaries to contest the claim denial.
• Contestability Period: Most life insurance policies include a two-year contestability period, during which the insurer can deny claims based on alleged misrepresentation. After this period, denials are generally limited to non-payment of premiums.

How Our Life Insurance Lawyers Can Help

At the Law Offices of Jason Turchin, we handle a wide range of life insurance disputes and claims, including:

1. Appealing Denied Claims

If your claim was denied, we can review the reasons for the denial and determine whether it was justified. We will help you gather the necessary documentation, appeal the denial, and present a strong case for why the benefits should be paid.

2. Handling Beneficiary Disputes

If there is a dispute over who is entitled to the life insurance proceeds, we can represent you in resolving the issue. Whether the dispute involves competing beneficiaries, last-minute changes to the designation, or accusations of undue influence, we are prepared to advocate for your interests.

3. Filing Lawsuits for Bad Faith

If the insurance company wrongfully denies your claim or engages in bad faith practices, we are prepared to take legal action on your behalf. Our team has experience litigating life insurance cases and can help you recover the benefits you are entitled to.

Finding a Life Insurance Lawyer Near You

Finding the best life insurance lawyer for your case can be critical to successfully resolving your claim. Whether your case involves a denied claim, a delayed payment, or a beneficiary dispute, working with an experienced attorney can help ensure that you have someone in your corner who understands the complexities of life insurance law.

At the Law Offices of Jason Turchin, we have helped clients across the country recover life insurance benefits they were entitled to after facing challenges with their claims. Our team is knowledgeable in both state and federal life insurance laws and can provide the legal support you need to achieve a favorable outcome.

Contact Our Life Insurance Lawyers for a Free Consultation

If you are facing a life insurance dispute, don’t navigate the claims process alone. The Law Offices of Jason Turchin is here to help you through every step of the process. We offer free consultations to review your case and discuss your options for recovering the benefits you are owed. Call us today at 800-337-7755 or use our live chat feature. You won’t pay any fees or costs unless we win or settle your case.

Let us help you secure the life insurance benefits you deserve.